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马云开的一家网络银行帮你绕过一切支付宝手续费

Android 雷酱 8141浏览 0评论

“从2016年10月12日起,支付宝将对个人用户超出免费额度的提现收取一定比例的服务费。个人用户每人累计终身享有人民币20,000元的基础免费提现额度;超过基础免费额度后,按提现金额的0.1%收取服务费,单笔服务费小于0.1元的,按照0.1元收取;在用完基础免费额度后,您还可以使用蚂蚁积分兑换更多免费提现额度。”

支付宝余额提现开始收费了,并且每人享受终身两万的免费额度,但是这么一点额度转几次帐可能就用完了。那么应该如何避免手续费的收取呢?

大家都知道支付宝收费是迫于银行的压力,但是不要忘了马云自己还开了一家银行呢,叫“网商银行”!所以通过马云自家的银行进行提现的话,是完全不需要手续费的!而且关键是秒到!我们来看看是如何操作的——

1.首先安装网商银行

或登录网商银行官网进行下载

网商银行二维码

2.使用你的支付宝账户进行登录

3.注册信息并且绑定一张银行卡(略),点击主界面的转账

4.选择银行卡的时候选择支付宝付款,即由支付宝转入网商银行(只支持余额转入,无手续费)

因为也只有余额提现需要收费,所以转余额宝里的钱也没有意义。

PS:如果余额宝里有钱,并且余额宝里的金额较多,用余额宝提现就会不合适,因为会损失些利息,至于为什么损失利息自行查找余额宝提现规则。

5.直接点击“转出”,即可免除任何手续费的情况下进行提现了!

6.支付宝余额提现免费额度依旧是20,000元整

PS:问:如何查询剩余提现免费额度?答:支付宝->我的->余额->提现->提现说明->如何查询提现剩余免费额度

PS:注意不能通过支付宝提现至网商银行,否则还是要扣除免费额度的!

PS:技术酱不得不佩服马云,不仅为中小企业和个人提供贷款还方便了普通人免手续费提现,真的是厉害了我的哥!

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